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Florida Accident Law

What should I do if I am in an accident?

° Seek immediate medical care.

° Report the accident to the police or highway patrol.

° Obtain a copy of the police report.

° You should also report the accident to your insurance company.

° If you are physically able, take photos of the accident.

° Take the names of any witnesses.

What information should I give the insurance company?

Consider not speaking with the insurance company about the details of the accident until you have legal representation. This is because the insurance company will sometimes attempt to get statements from you that may be damaging to your ability to receive compensation.

What does "no fault" mean?

Florida is a "No Fault" State, which means that regardless of who is at fault in an accident, you must go to your own auto insurance to pay your medical bills. This insurance is referred to as PIP or Personal Injury Protection coverage; this coverage is mandatory for all automobile owners in Florida. PIP coverage provides for payment of 80% of medical bills and 60% of lost wages up to $10,000.00. Because of this limit, many people purchase additional extended PIP coverage or Medical Payments Coverage. If you were not at fault in the accident, you may also claim against the person who was at fault for the balance of your medical bills as well as money or compensatory damages. However, your medical bills will still be paid at 80% by your own PIP carrier. PIP covers you, your spouse, relatives living with you at the time of the accident who do not own a motor vehicle, and drivers/passengers of your vehicle who do not own a motor vehicle nor live with a relative who owns a vehicle.

How do I go about suing for damages beyond what my insurance covers?

The Florida accident lawyers of Aronberg & Aronberg can evaluate your case and determine the best path for financial recovery in your auto accident case. We will investigate not only your insurance and the other parties' insurance, but also a personal injury or wrongful death lawsuit. We also investigate whether a defective automobile or highway contributed to your injuries. Please contact us today for a free consultation about your accident case. Call 1-561-266-9191 or contact our Florida accident attorneys by filling out our short online form.